Personal finance, fully reconciled
Every statement, every category, every month.
Upload your savings account and credit card statements. Ledger parses them, categorises the transactions, and shows you exactly where money went, what you earned, and how much you actually kept.
- Formats parsed
- CSV · XLSX · PDF
- Duplicate imports
- Detected & skipped
- Review queue
- Only what's unclear
What it does
Statements in, ledger out
CSV, Excel and PDF statements from savings accounts and credit cards. Password-protected PDFs are unlocked in your browser, never on a server.
Categorised for you
Keyword rules handle the obvious merchants; your Gemini key handles the rest. Anything ambiguous lands in a review queue you can clear in seconds.
Month on month clarity
Category-wise expenses, income, savings rate and trend lines — with the previous month always in view for comparison.
Family view
Link accounts with your partner or family and switch between your own ledger and the shared household picture.
How your data is handled
Parsed in your browser. Statement files, including password-protected PDFs, are read locally on your device. The file itself is not uploaded to a server for parsing.
Google sign-in only. Ledger reads just your name and email address. It never asks for banking credentials, card numbers or OTPs, and it has no connection to your bank.
Invite-only, isolated. Access is approved by the owner, and every record is scoped to your own account at the database level. No advertising, no data selling.
Read the privacy policy, security page and terms, or email sayantan.royy@gmail.com. Ledger is built by Sayantan Roy, an independent developer in India.